CONVECTOR.AI TERMS OF SERVICE

1. Acceptance of Terms

By accessing or using the Convector.ai platform, website, applications, APIs, and any related services (collectively, the "Services") provided by Wayfinder Global Advisers ("Company," "we," "us," or "our"), you ("User" or "you") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Services.

We reserve the right to modify these Terms at any time. Your continued use of the Services following the posting of revised Terms constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically.

2. Description of Services

Convector.ai provides competitive intelligence, market analysis, growth advisory recommendations, and related insights (collectively, "Outputs") through automated and AI-assisted processes. The Services are designed to support strategic decision-making but are not a substitute for independent professional judgment, due diligence, or expert advice.

3. Use of Third-Party Services

The Services rely on third-party data providers, APIs, artificial intelligence models, analytics platforms, and other external services ("Third-Party Services") to generate Outputs. We do not control, endorse, or assume responsibility for the accuracy, completeness, reliability, or availability of any Third-Party Services or the data they provide.

Third-Party Services may be subject to their own terms of use, privacy policies, and licensing restrictions. Your use of the Services constitutes your acknowledgment that Outputs may be derived in whole or in part from Third-Party Services, and that such Outputs are subject to the limitations inherent in those services.

4. No Warranties

THE SERVICES AND ALL OUTPUTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND COMPLETENESS.

We do not warrant that: (a) the Services will be uninterrupted, timely, secure, or error-free; (b) the Outputs will be accurate, reliable, complete, or current; (c) any errors or defects will be corrected; or (d) the Services will meet your specific requirements or expectations.

5. Use at Your Own Risk

All data, insights, recommendations, analyses, scores, and other Outputs provided through the Services are for informational purposes only and should not be relied upon as the sole basis for any business, investment, legal, or other decision. You acknowledge and agree that your use of the Services and any reliance on Outputs is entirely at your own risk.

You are solely responsible for evaluating the accuracy, completeness, and usefulness of any Outputs and for any actions you take or decisions you make based on such Outputs. We strongly recommend that you independently verify all information and consult with qualified professionals before making any significant decisions.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, BUSINESS OPPORTUNITIES, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH: (A) YOUR USE OF OR INABILITY TO USE THE SERVICES; (B) ANY OUTPUTS PROVIDED THROUGH THE SERVICES; (C) ANY THIRD-PARTY SERVICES OR DATA; (D) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA OR TRANSMISSIONS; OR (E) ANY OTHER MATTER RELATING TO THE SERVICES.

IN NO EVENT SHALL THE COMPANY'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES EXCEED THE GREATER OF (A) THE AMOUNTS YOU HAVE PAID TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

THE LIMITATIONS OF LIABILITY SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN THE COMPANY AND YOU. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

7. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any rights of any third party; or (d) any decisions or actions taken based on Outputs provided through the Services.

8. Intellectual Property

The Services, including all content, features, functionality, software, and technology, are owned by the Company or its licensors and are protected by intellectual property laws. These Terms do not grant you any right, title, or interest in the Services except for the limited right to use the Services in accordance with these Terms.

You retain ownership of any data you submit to the Services. By submitting data, you grant the Company a non-exclusive, worldwide, royalty-free license to use, process, and analyze such data solely for the purpose of providing and improving the Services.

9. User Conduct

You agree not to: (a) use the Services for any unlawful purpose or in violation of any applicable laws or regulations; (b) attempt to gain unauthorized access to the Services or related systems; (c) interfere with or disrupt the integrity or performance of the Services; (d) reverse engineer, decompile, or disassemble any aspect of the Services; (e) use the Services to develop a competing product or service; or (f) share, resell, or redistribute Outputs to third parties without prior written consent.

10. Privacy

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your information.

11. Termination

We may suspend or terminate your access to the Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to warranty disclaimers, limitation of liability, and indemnification.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or the Services shall be resolved exclusively in the state or federal courts located in Santa Barbara County, California, and you consent to the personal jurisdiction of such courts.

13. General Provisions

These Terms constitute the entire agreement between you and the Company regarding the Services and supersede all prior agreements and understandings. If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect. The Company's failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. You may not assign or transfer these Terms without the Company's prior written consent. The Company may assign these Terms without restriction.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Wayfinder Global Advisers
Santa Barbara, California